@font-face{font-family:Be Vietnam Pro;src:url(/fonts/BeVietnamPro-Regular.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:Be Vietnam Pro;src:url(/fonts/BeVietnamPro-Medium.woff2) format("woff2");font-weight:500;font-style:normal;font-display:swap}@font-face{font-family:Be Vietnam Pro;src:url(/fonts/BeVietnamPro-SemiBold.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}@font-face{font-family:Be Vietnam Pro;src:url(/fonts/BeVietnamPro-Bold.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}:root{--muc: #16324f;--muc-nhat: #2c4a68;--giay: #ffffff;--giay-mo: #f5f6f7;--duong-ke: #dfe3e7;--chu: #14181c;--chu-mo: #5c6670;--ho-phach: #c07f11;--gach: #a8382a;--la: #2f6b4f;--do-rong: 68rem;--bo-goc: 3px}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--giay);color:var(--chu);font-family:Be Vietnam Pro,system-ui,-apple-system,Segoe UI,sans-serif;font-size:16px;line-height:1.6}h1,h2,h3{line-height:1.25;margin:0 0 .5rem;font-weight:600}h1{font-size:clamp(1.75rem,4vw,2.5rem);letter-spacing:-.02em}h2{font-size:1.25rem}h3{font-size:1rem}p{margin:0 0 1rem;max-width:62ch}a{color:var(--muc);text-decoration-thickness:1px;text-underline-offset:3px}:focus-visible{outline:2px solid var(--muc);outline-offset:2px}.vo{max-width:var(--do-rong);margin:0 auto;padding:0 1.25rem}.dau-trang{border-bottom:1px solid var(--duong-ke);padding:1rem 0;margin-bottom:2.5rem}.dau-trang .vo{display:flex;align-items:baseline;gap:1.5rem}.hieu{font-weight:700;text-decoration:none;color:var(--chu);letter-spacing:-.01em}.dau-trang nav{margin-left:auto;font-size:.9rem}.gioi-thieu{margin-bottom:2.5rem}.gioi-thieu p{font-size:1.05rem;color:var(--chu-mo)}.loc{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.5rem}.loc button{font:inherit;font-size:.875rem;padding:.35rem .85rem;border:1px solid var(--duong-ke);border-radius:999px;background:var(--giay);color:var(--chu-mo);cursor:pointer}.loc button[aria-pressed=true]{background:var(--muc);border-color:var(--muc);color:#fff}.danh-muc{border-top:1px solid var(--duong-ke)}.dong-cong-cu{display:grid;grid-template-columns:1fr auto;gap:.25rem 1.5rem;align-items:start;padding:1.15rem 0;border-bottom:1px solid var(--duong-ke)}.dong-cong-cu h3{margin:0}.dong-cong-cu p{margin:.25rem 0 0;font-size:.925rem;color:var(--chu-mo)}.dong-cong-cu .meta{font-size:.8rem;color:var(--chu-mo);margin-top:.4rem}.dong-cong-cu .hanh-dong{grid-row:span 2;align-self:center;white-space:nowrap}.nut{display:inline-block;font:inherit;font-size:.9rem;font-weight:500;padding:.5rem 1rem;border:1px solid var(--muc);border-radius:var(--bo-goc);background:var(--muc);color:#fff;text-decoration:none;cursor:pointer}.nut.phu{background:transparent;color:var(--muc)}.nut[disabled],.nut.tat{background:var(--giay-mo);border-color:var(--duong-ke);color:var(--chu-mo);cursor:default}.cong-cu{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,22rem);gap:2.5rem;align-items:start}@media(max-width:900px){.cong-cu{grid-template-columns:1fr}}.khoi{margin-bottom:2rem}.khoi>h2{padding-bottom:.5rem;border-bottom:1px solid var(--duong-ke);margin-bottom:1rem}.nguoi{border:1px solid var(--duong-ke);border-radius:var(--bo-goc);padding:1rem;margin-bottom:.875rem}.nguoi-dau{display:flex;align-items:center;gap:.75rem;margin-bottom:.75rem}.nguoi-dau input[type=text]{flex:1;font-weight:600}.o-nhap{display:grid;grid-template-columns:repeat(auto-fit,minmax(9rem,1fr));gap:.75rem}label{display:block;font-size:.8rem;color:var(--chu-mo);margin-bottom:.2rem}input[type=text],input[type=number],input[type=date],select{font:inherit;font-size:.95rem;width:100%;padding:.45rem .6rem;border:1px solid var(--duong-ke);border-radius:var(--bo-goc);background:var(--giay);color:var(--chu)}input[type=number]{font-variant-numeric:tabular-nums}.hop-chon{display:flex;align-items:center;gap:.45rem;font-size:.9rem}.hop-chon input{width:auto}.hang-nut{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:.5rem}.ket-qua{background:var(--muc);color:#fff;border-radius:var(--bo-goc);padding:1.5rem;position:sticky;top:1.5rem}@media(max-width:900px){.ket-qua{position:static}}.ket-qua h2{color:#fff;font-size:1rem;font-weight:500;opacity:.8}.ket-qua .so-lon{font-size:2.25rem;font-weight:700;letter-spacing:-.02em;font-variant-numeric:tabular-nums}.ket-qua table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums}.ket-qua th,.ket-qua td{text-align:left;padding:.4rem 0;font-size:.925rem;border-bottom:1px solid var(--muc-nhat)}.ket-qua th{font-weight:500;opacity:.75;font-size:.8rem}.ket-qua td.so{text-align:right;font-weight:600}.ket-qua .ghi-chu{font-size:.8rem;opacity:.7;margin:.75rem 0 0;max-width:none}.thanh{height:6px;background:var(--muc-nhat);border-radius:999px;overflow:hidden;margin-top:.3rem}.thanh>span{display:block;height:100%;background:#fff}.co{border-left:4px solid var(--duong-ke);padding:.75rem 0 .75rem 1rem;margin-bottom:1rem}.co.HIGH{border-left-width:6px;border-left-color:var(--gach)}.co.MEDIUM{border-left-color:var(--ho-phach)}.co.LOW{border-left-color:var(--la)}.co p{margin:0;font-size:.925rem}.co .sua{color:var(--chu-mo);margin-top:.3rem}.co strong{font-weight:600}.khong-co{color:var(--la);font-size:.925rem}.chan-trang{margin-top:4rem;padding:1.5rem 0 3rem;border-top:1px solid var(--duong-ke);font-size:.85rem;color:var(--chu-mo)}.chan-trang p{max-width:70ch}@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}.hoi-dap{margin-top:3rem;border-top:1px solid var(--duong-ke);padding-top:1.5rem}.hoi-dap>h2{border:0;padding:0}.mot-hoi{margin-bottom:1.5rem;max-width:62ch}.mot-hoi h3{font-weight:600;margin-bottom:.25rem}.mot-hoi p{color:var(--chu-mo);margin:0}.cho-tai{min-height:22rem}.van-ban{max-width:42rem}.van-ban .tom-tat{font-size:1.05rem;color:var(--chu)}.van-ban .ngay{font-size:.85rem;color:var(--chu-mo);margin-bottom:2rem}.van-ban section{margin-bottom:1.75rem}.van-ban h2{font-size:1.1rem;margin-bottom:.5rem}.van-ban p{color:var(--chu-mo)}.lien-ket-chan{display:flex;gap:1.5rem;flex-wrap:wrap;margin-top:1rem}input[type=range]{width:100%;margin:.35rem 0 .9rem;accent-color:var(--muc);height:1.5rem}.cot-so-huu{margin-top:1.25rem}.moc{margin-bottom:.85rem}.moc-dau{display:flex;justify-content:space-between;align-items:baseline;font-size:.85rem;margin-bottom:.3rem}.moc-dau strong{font-variant-numeric:tabular-nums}.dai{display:flex;height:22px;border-radius:3px;overflow:hidden;background:var(--muc-nhat)}.dai>span{display:block;height:100%}.dai>span+span{box-shadow:inset 1px 0 0 var(--muc)}.chu-thich{display:flex;flex-wrap:wrap;gap:.25rem .9rem;font-size:.75rem;opacity:.75;margin-top:.6rem}.chu-thich span{display:flex;align-items:center;gap:.35rem}.chu-thich i{width:10px;height:10px;border-radius:2px;display:block}:root{--muc: #183d56;--muc-nhat: #315971;--chu: #182c3c;--chu-mo: #566775;--duong-ke: #dce5e9;--giay-mo: #f3f7f8;--bo-goc: 12px;--do-rong: 76rem}html{scroll-padding-top:100px}body{background:#fafcfc}h1{font-weight:700;font-size:clamp(2rem,4.5vw,3.25rem);line-height:1.2;letter-spacing:-.045em}h2{line-height:1.4}h3{line-height:1.45}button,input,select,textarea{font:inherit}button,a,input,select{touch-action:manipulation}button{min-height:44px}input[type=text],input[type=number],input[type=date],input[type=month],input[type=search],select,textarea{width:100%;min-height:46px;padding:.7rem .8rem;border:1px solid #bacbd3;border-radius:9px;background:#fff;font:inherit;color:var(--chu)}input[type=checkbox],input[type=radio]{accent-color:var(--muc);min-width:18px;min-height:18px}label{font-size:.88rem;color:var(--chu);font-weight:500}input:focus,select:focus,textarea:focus{outline:2px solid #527f96;outline-offset:2px}:focus-visible{outline:3px solid #b66b16;outline-offset:4px}main{min-height:60vh}main:focus{outline:none}.vo{padding-inline:28px}.dau-trang{position:sticky;top:0;z-index:20;background:#fafcfcef;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);margin-bottom:0;padding:18px 0}.dau-trang .vo{align-items:center;gap:16px}.hieu{display:inline-flex;align-items:center;gap:7px;white-space:nowrap;font-size:1.15rem;color:var(--muc)}.hieu span{color:#a65e16;margin-left:-6px}.dau-trang nav{display:flex;align-items:center;gap:24px;font-size:.85rem}.dau-trang nav a{text-decoration:none;padding:10px 0;font-weight:500}.dau-trang nav a.active{color:var(--muc);box-shadow:inset 0 -2px var(--muc)}.dau-trang nav .nav-workspace{padding:10px 14px;border:1px solid var(--duong-ke);border-radius:9px}.menu-toggle.nut{display:none}.skip-link{position:fixed;top:-100px;left:12px;z-index:100;background:#fff;padding:12px}.skip-link:focus{top:8px}.nut{border-radius:9px;min-height:46px;padding:.72rem 1rem;font-weight:600;display:inline-flex;justify-content:center;align-items:center;gap:10px}.nut:hover{filter:brightness(.94)}.nut.phu{background:#fff}.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:70px;align-items:center;padding:76px 0 50px}.hero h1{font-size:clamp(2.5rem,4.7vw,4rem);margin:18px 0 24px}.hero h1 span,.page-heading h1 span{color:#a75d18}.eyebrow{font-size:.7rem;font-weight:700;letter-spacing:.13em;color:#667988;margin-bottom:14px}.lead{font-size:1.05rem;line-height:1.8;color:var(--chu-mo);max-width:58ch}.trust{display:flex;flex-wrap:wrap;gap:14px;margin-top:24px;font-size:.73rem;color:var(--chu-mo)}.trust span:before{content:"✓";margin-right:6px;color:#357159}.hero-plan{padding:32px;background:#eaf0f2;border:1px solid #d9e3e8;border-radius:22px;position:relative}.plan-top{display:flex;justify-content:space-between;gap:10px;align-items:center;font-size:.65rem;letter-spacing:.07em}.pill{display:inline-block;padding:5px 10px;border-radius:6px;background:#eef3f4;color:#3b586c;font-size:.72rem;font-weight:500;letter-spacing:0}.hero-plan .pill{background:#fff}.hero-plan h2{font-size:1.8rem;margin:28px 0}.plan-row{display:flex;gap:18px;align-items:center;border-top:1px solid #d1dde3;padding:17px 0}.plan-row>span{font-size:.78rem;color:#9c5f24;background:#fff6e9;border-radius:50%;padding:10px}.plan-row strong{font-size:.94rem}.plan-row p{font-size:.77rem;margin:3px 0 0;color:var(--chu-mo)}.hero-plan>a{font-size:.82rem;font-weight:600;display:inline-block;margin-top:12px}.section-space{margin:48px 0}.section-title{font-size:clamp(1.5rem,2.7vw,2rem);font-weight:600;letter-spacing:-.03em;margin-bottom:14px}.muted{color:var(--chu-mo)}.journey-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:28px}.journey-card{display:flex;flex-direction:column;text-decoration:none;color:var(--chu);border:1px solid var(--duong-ke);border-radius:15px;padding:24px;background:#fff;position:relative}.journey-card:hover,.tool-card:hover{border-color:#7094a8;box-shadow:0 8px 24px #16324f08}.journey-icon{font-size:1.7rem;color:#a45f20;margin-bottom:22px}.card-number{position:absolute;right:20px;top:22px;font-size:.7rem;color:#718695}.journey-card h3{font-size:1rem;margin-bottom:12px}.journey-card p{font-size:.83rem;color:var(--chu-mo)}.card-link{margin-top:auto;padding-top:14px;font-size:.85rem;font-weight:600;text-decoration:none;color:var(--muc)}.split-section{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;padding-block:22px}.quote-card{background:#f7f0e6;border:1px solid #eadfce;border-radius:18px;padding:32px}.quote-card h3{font-size:1.55rem;margin:22px 0 12px}.quote-card p{color:var(--chu-mo);font-size:.93rem}.quote-card a{font-size:.85rem}.page-heading{padding:48px 0 24px;max-width:850px}.page-heading h1{margin-bottom:20px}.filter-panel{padding:24px;background:#edf3f5;border:1px solid var(--duong-ke);border-radius:14px;margin:12px 0 24px}.search-row{display:grid;grid-template-columns:2fr 1fr;gap:18px}.filter-panel .loc{margin:18px 0 0}.loc button{min-height:44px;padding:8px 14px;font-size:.8rem;color:var(--chu)}.section-bar{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin:16px 0}.section-bar p{margin:0;font-size:.85rem}.section-bar>a{font-size:.85rem}.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.tool-card,.surface,.term-card{background:#fff;border:1px solid var(--duong-ke);border-radius:14px;padding:24px;min-width:0}.tool-card{display:flex;flex-direction:column}.card-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}.tool-card h2{font-size:1.1rem;margin-bottom:12px}.tool-card p,.surface>p{font-size:.9rem;color:var(--chu-mo)}.card-top .muted{font-size:.73rem}.glossary-grid,.fund-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.term-card h2{font-size:1.15rem;margin:10px 0}.term-card h2 a{text-decoration:none}.term-card p{font-size:.9rem;color:var(--chu-mo);margin-bottom:0}.empty-state{text-align:center;padding:44px 24px;border:1px dashed #afc4d0;border-radius:14px;background:#fff}.empty-state p{margin:14px auto}.three-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.three-grid h2{font-size:1.1rem}.notice{border-left:3px solid #ba7b2e;background:#fcf6eb;border-radius:0 10px 10px 0;padding:16px 20px;font-size:.87rem;margin:18px 0;color:#654e31}details{border-top:1px solid var(--duong-ke);padding:14px 0}summary{cursor:pointer;font-weight:600;min-height:32px;line-height:1.65}details p{margin:14px 0;font-size:.9rem}details a{font-size:.87rem}.cta-panel{background:#edf3f5;border-radius:16px;padding:32px;display:flex;align-items:center;justify-content:space-between;gap:28px}.cta-panel p{font-size:.9rem;margin:10px 0 0}.cta-panel .nut{flex-shrink:0}.footer-grid{display:grid;grid-template-columns:2fr 1fr;gap:32px}.footer-grid p{margin:12px 0}.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:12px}.footer-links a{text-decoration:none}.chan-trang{margin-top:72px;padding:36px 0;background:#f0f5f6}.tool-heading{padding-top:32px;max-width:880px}.breadcrumb{font-size:.8rem;margin-bottom:18px}.tool-actions{display:flex;flex-wrap:wrap;gap:10px;align-items:center;padding-top:14px}.tool-actions .pill{margin-right:auto}.save-status{font-size:.8rem;color:var(--chu-mo);margin:12px 0 24px;max-width:95ch}.tool-form{scroll-margin-top:100px}.cong-cu{gap:28px}.cong-cu>div>.khoi{background:#fff;border:1px solid var(--duong-ke);border-radius:14px;padding:22px}.nguoi{background:#fff}.ket-qua{top:100px;border-radius:16px;max-height:calc(100vh - 120px);overflow:auto}.ket-qua p{max-width:none}.ket-qua .ghi-chu{opacity:1;color:#dce6ed}.ket-qua .nut{background:#fff;color:var(--muc)}.ket-qua label{color:#fff}.nguoi-dau{flex-wrap:wrap}.hop-chon{min-height:44px}.next-card{text-decoration:none;display:flex;flex-direction:column;color:var(--chu)}.next-card h3{margin-bottom:10px}.next-card p{font-size:.84rem;color:var(--chu-mo)}.workspace-link{margin-top:24px}.term-dialog{width:min(620px,calc(100% - 32px));max-height:85vh;border:1px solid var(--duong-ke);border-radius:16px;padding:24px;color:var(--chu)}.term-dialog::backdrop{background:#102c4266}.term-dialog input{margin-bottom:16px}.task-row{display:flex;align-items:center;gap:14px;border-top:1px solid var(--duong-ke);padding:16px 0;min-height:50px}.snapshot{white-space:pre-wrap;overflow-wrap:anywhere}.danger{margin-top:24px;color:#a8382a!important}.fund-card{scroll-margin-top:100px}.fund-card h2{font-size:1.2rem;margin:16px 0}.meta{font-size:.78rem;color:var(--chu-mo)}.van-ban{padding-top:40px;max-width:760px;margin-inline:auto}.van-ban section{margin:26px 0}.van-ban .tom-tat{background:#edf3f5;border-radius:12px;padding:20px}table{max-width:100%}@media(max-width:1050px){.dau-trang nav{gap:12px;font-size:.77rem}.hero{gap:32px}.journey-grid,.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:800px){.vo{padding-inline:20px}.dau-trang{padding:12px 0}.dau-trang .vo{flex-wrap:wrap}.menu-toggle.nut{display:inline-flex;margin-left:auto;font-size:.8rem;min-height:44px}.dau-trang nav{display:none;width:100%;margin:0;flex-direction:column;align-items:stretch;gap:0;padding-bottom:8px}.dau-trang nav.nav-open{display:flex}.dau-trang nav a{padding:13px 12px;font-size:.95rem}.dau-trang nav a.active{box-shadow:none;background:#e9f0f3;border-radius:8px}.hero{grid-template-columns:1fr;padding:38px 0 24px;gap:32px}.hero h1{font-size:2.75rem}.hero-plan{padding:24px}.hero-plan{display:none}.hero-plan h2{font-size:1.5rem;margin:20px 0}.split-section{grid-template-columns:1fr;gap:24px}.three-grid,.cong-cu{grid-template-columns:1fr}.ket-qua{position:static;max-height:none;overflow:visible}.cta-panel{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr}.tool-actions .pill{width:100%;margin-bottom:6px;background:none;padding:0}.page-heading{padding-top:32px}}@media(max-width:520px){.journey-grid,.tool-grid,.glossary-grid,.fund-grid,.search-row{grid-template-columns:1fr}.journey-card{padding:22px}.journey-icon{margin-bottom:12px}.hero h1{font-size:2.5rem}.lead{font-size:1rem}.hero .hang-nut .nut{width:100%}.filter-panel{padding:18px}.section-space{margin:36px 0}.surface,.tool-card,.term-card{padding:20px}.cong-cu>div>.khoi{padding:16px}.o-nhap{grid-template-columns:1fr}.tool-actions .nut{flex:1;font-size:.78rem}.footer-links{grid-template-columns:1fr}.fund-card .hang-nut{gap:8px}.fund-card .nut{font-size:.8rem}.nguoi-dau span{white-space:normal!important}}@media print{.dau-trang,.chan-trang,.tool-actions,.menu-toggle,.hang-nut,.workspace-link,dialog{display:none!important}body{background:#fff;color:#000}.cong-cu,.tool-grid,.three-grid{display:block}.ket-qua{position:static;max-height:none;color:#000;background:#eee}.ket-qua h2,.ket-qua label{color:#000}.surface{break-inside:avoid;margin-bottom:16px}}